Personal Banking

CDs, Savings, & IRAs

Certificates of Deposit

All CDs require an opening deposit of $500.00. Various maturity terms are available to meet your needs.

• Terms available are 3 Months, 6 Months, 12 Months, 24 Months and 36 Months.
• Interest may be paid quarterly, semi-annually, annually or at maturity.
• Interest may be compounded, sent by check, or directly deposit into an existing account.
• Automatically renewable option is available.
• All interest is accrued daily.
• Notices are sent to advise of renewal date, maturity date and new rate if applicable.

Early withdrawal penalties may be imposed for withdrawals before maturity.

• 1 year and less - one month's interest
• Greater than 1 year - three months interest

Refer to our current rates

Passbook Savings Account

• This variable interest rate savings account can be opened with a minimum of $5.00.
• Interest is accrued daily and paid on a quarterly basis.
• No monthly Service Charge.
• Statements are sent annually unless you have an ATM card. They are then sent monthly in combination with your checking account statement.
• Free Internet banking.

IRA

• Traditional IRA passbook savings account